Minimum of only 10% down payment for qualified borrowers based on underwriting and credit criteria.*
Property must be purchased with the intention of building a primary residence.

For more details, please contact Amber, Shelly, or Diane at (785) 456-2021 or email This email address is being protected from spambots. You need JavaScript enabled to view it.. To apply for a lot or land loan, please click here.

*Not all borrowers qualify for all programs, must meet underwriting guidelines and are subject to credit review and approval. This does not constitute a commitment to lend. For mortgage loans other than fixed loans, it is possible that the borrower’s payment may increase substantially after consummation. Rates subject to change. Rates may be adjustable after 36 months. APR may vary. Closing costs may vary. The information contained is subject to change without notice. Equal Housing Lender. Kaw Valley State Bank and Trust Co, NMLS #646199.